Author: greathome

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Casco Bay Cleanout : Junk Removal

Casco Bay Cleanout are your junk removal experts, they can handle the junk from almost anywhere. Spring has sprung, almost, and it’s that time for some spring cleaning. Cleaning and organizing the junk can be enough work, make less work for yourself and let Casco Bay Cleanout take your junk away!

They can help with any of the following:

  • Garage, Basement and Attic Cleanout
  • Complete House and Apartment Cleanout
  • Hoarding Cleanout
  • Appliance Removal
  • Furniture Removal
  • Brush and Storm Debris Removal
  • Construction Debris Removal
  • Demolition Services
  • Heavy Hauling
  • Carpet Removal
  • Hot Tub Removal
  • Oil Tank and Furnace Removal
  • Confidential Destruction Services

Casco Bay Cleanout has a fleet of vehicles to haul away your junk. They have a pickup trucks with an 8ft beds as well as a 16ft box truck, and if the 8ft truck bed isn’t enough they have 10ft, 14ft and 16ft trailers. They’re a full-service, locally owned and operated business located in Westbrook, Maine. Have no worry, they’ree full insured and bonded junk removal company. They’ll take away appliances, furniture, yard waste, tires, electronics, furnaces and so much more! Give them a call today for your free estimate.

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Dirt Direct : Gravel Delivery

Spring is just around the corner, you might be starting to plan your outdoor projects or maybe you’re starting to notice the lovely holes and divots winter left behind. Dirt Direct can take the load off and delivery gravel to fill in or add to your outdoor landscape.  Dirt Direct has over 20 years of experience working with landscaping and construction materials. Not sure what exactly you need? They have the knowledge to be able to point you in the right direction for you gravel delivery needs.

Gravel is great for fixing, filling or building driveways, walkways, garden landscaping details, or paths. Gravel is a popular choice because it’s easy to install, maintain and it very economical. Talk to the experienced people at Dirt Direct today and talk to them about your needs.

  • Driveways and Roadways
  • Patios and Paths
  • Fill and Grading
  • Drainage and Erosion Control
  • Landscaping, Garden Accents and Mulch Substitute
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Dirt Direct : Topsoil & Loam

Dirt Direct offers a convenient, affordable solution to ordering bulk aggregate and landscape materials. Among the many services they offer, topsoil and loam delivery is one that many people may be starting to think about. Seeing as the first day of spring is on March 20th, it’s about that time of year for people to start thinking about planning their landscaping work.

Bulk delivery may not be for everyone, but if you’re in need of a large delivery of topsoil or loam, Dirt Direct is your company. Dirt Direct will work with you to make sure you get the right amount of topsoil or loam you need for your home or work site. The topsoil and loam they have to offer is quality material. It includes composted materials and is screened as to provide a consistency from 3/4″ to a small particle of dirt. Why does “screening” matter you ask? The screening process is done to add nutrients to enhance the food and minerals for your plants. To thrive in our Maine climate most plants need quality topsoil or loam to supply the plants with necessary nutrients.

Are you aware that topsoil and loam are not the same material? Topsoil is mostly what the name suggests, it is the upper most layer of the ground. It is naturally occurring dirt which is comprised of organic decaying matter. While loam is more of a commercial mixture of sand, clay and silt. This is considered to be the best topsoil because the natural mixture allows water to be soaked, while also allowing the water to drain and air to circulate. Just remember that  while all loam is topsoil, not all topsoil is loam!

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Casco Bay Clean Out : Junk Removal

Usually at some point in our lives we are in need of some junk removal. Whether you’re cleaning out your garage, basement or cleaning up your lawn, Casco Bay Cleanout can help you out! They offer a large number of junk removal services for a variety of clients.  Essentially if you have stuff that needs to go to the dump, Casco Bay Cleanout and can help you!

Some of their biggest clients are usually real estate agents, construction companies, residential or commercial property managers, but they’ll work for the everyday joe too! A more specific list of services are;

  • Garage, basement and attic cleanouts
  • Hoarding cleanouts
  • Appliance removal
  • Furniture removal
  • Brush and storm debris removal
  • Carpet removal
  • Oil tank and furnace removal
  • Mold remediation and removal
  • & more!

If you have things that could stand a junk removal but you’re not sure if they’ll take it, just give Casco Bay Cleanout a call and they’ll be happy to answer any questions. Don’t let your property or job site get cluttered and perhaps dangerous, call the junk removal professionals today!

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Dirt Direct

Dirt Direct is a trucking and delivery company based out of Gorham, Maine that specializes in bulk aggregate and landscape material delivery. Dirt Direct offers a variety of services for your project needs. Some services they provide are

  • General Trucking
  • Debris Disposals
    • Concrete, soil, stumps
  • Lanscape and Aggregate material delivery
    • Landscape Materials: Mulch, loam, compost
    • Aggregate Materials: Sand, gravel, crushed stone
    • Winter Materials: Salt sand, bulk road salt, and more! 

Dirt Direct services Southern Maine areas within a 20 mile radius of Gorham, Maine. Deliveries beyond 20 miles may be subject to an additional charge. You can order your materials online and they even will help you calculate how much materials you will need. Dirt Direct is a great trucking and delivery company for your aggregate and landscape material needs. Be sure to learn more and visit their website at www.dirtdirectme.com

 

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Morrison Real Estate : Private Mortgage Insurance

First off, what is private mortgage insurance? Often referred to as PMI, it is an insurance policy that is designed to protect the lender from any loss on their investment if you end up in foreclosure. PMI is determined based on how much you put down as well as your credit score. It can range from 0.3% – 1.5% of the orignial loan amount per year. It can be around $100 a month or more depending on how much your mortgage is for.

Don’t worry, if you have to get PMI you won’t be stuck with it forever! Once the principle of your loan drops below 78% of your home’s value, the lender MUST automatically cancel your private mortgage insurance. Although it does get automatically canceled it can take several years to get your principal below 78% of your home’s original value. It is a good idea to keep an eye on your loan balance and contact your lender once your balance reaches 80% of your home’s value.

Reaching below 78% of your home’s value isn’t the only way to get your PMI cancelled. Refinancing or getting a new appraisal could get your PMI canceled. Getting a new appraisal would help if you think your home’s value has increased largely. One thing that will help increase your home’s value would be home improvements that would increase it’s value. Contact your lender to run some numbers for you!

Another great way to get your PMI canceled would be through refinancing. Not only could this get your PMI possibly canceled it could also get you a lower monthly payment.

In conclusion, most people will end up needing private mortgage insurance, but you’re not stuck with it for the life of your mortgage!

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Morrison Real Estate | Portland Maine Real Estate

Morrison Real Estate is located in the heart of Portland Maine’s West End Historical District, where they have been assisting sellers and buyers with all their real estate needs for nearly 30 years. They specialize in Southern Maine residential and commercial real estate, and take a personalized approach with each client.

The Portland, Maine real estate market has been booming recently. With a swell of condominiums and attempts at affordable housing being built. Looking to buy a home in Portland, Maine? Here’s a little bit of information to get you started;

  • Average Listing Price: $435,966.
  • There are currently 231 houses for sale.
  • There are 38 schools in Portland.
  • Crime rate has increased in the past year.

Contact Morrison Realtors to help guide you through the task of buying a home in the Portland, Maine real estate market.