What You Need to Know About Maine Insurance Requirements — and How Jonathan Priest Makes It Easy
Maine Insurance – Whether you’re driving a car, running a business, or owning a home in Maine, insurance isn’t optional—it’s required. But meeting Maine’s minimum insurance standards doesn’t have to be confusing or expensive.
That’s where Jonathan Priest Insurance comes in. As an experienced independent insurance agent based in Southern Maine, Jonathan helps individuals and families not only meet state insurance requirements—but also get better protection at the best possible value.
What Are the Minimum Insurance Requirements in Maine?
Here’s a quick breakdown of some of Maine’s core insurance requirements:
🚗 Auto Insurance
Maine drivers are legally required to carry:
- Bodily Injury Liability: $50,000 per person / $100,000 per accident
- Property Damage Liability: $25,000 minimum
- Uninsured/Underinsured Motorist Coverage
- Medical Payments Coverage: Minimum $2,000
- Proof of Insurance must be shown when registering a vehicle
Jonathan Priest can help you not only meet these limits—but explain why higher coverage may save you money in the event of a serious accident.
🏠 Homeowners Insurance
While not required by state law, homeowners insurance is often mandatory by mortgage lenders. Jonathan helps Maine homeowners find policies that protect against:
- Fire and weather damage
- Theft or vandalism
- Liability claims
- Flooding and other special risks (optional)
🏢 Business Insurance
For Maine business owners, insurance needs vary based on your size and industry. Common requirements include:
- Workers’ Compensation
- General Liability Insurance
- Commercial Auto Insurance
- Professional Liability (E&O) or Product Liability
Jonathan offers tailored coverage options for small businesses, contractors, and professionals looking to stay compliant—and protected.
Why Choose Jonathan Priest Insurance?
✔ Independent and Client-Focused
Jonathan works with multiple carriers—so he isn’t tied to one company’s rates or policies. That means you get objective advice and customized solutions, whether you’re looking for minimum coverage or something stronger.
✔ Better Rates for Better Coverage
Thanks to his network of insurance providers, Jonathan can often offer higher-value policies at more affordable rates than you’d find going direct.
✔ Local Expertise
As a Maine-based agent, Jonathan understands the unique insurance needs of Mainers, including weather risks, coastal properties, and small business concerns.
✔ Personalized Service
No call centers. No one-size-fits-all policies. Jonathan takes the time to understand your life and budget—then helps you choose a plan that actually makes sense.
Who Should Work With Jonathan Priest?
- First-time drivers looking for affordable car insurance
- Homeowners who want better protection or lower premiums
- Small business owners who need guidance on insurance compliance
- Anyone comparing rates or unsure if they’re getting the best value
Final Thoughts: Get Covered the Right Way in Maine
Meeting Maine’s insurance requirements is just the beginning. With help from Jonathan Priest Insurance, you can get smarter, more affordable coverage that gives you peace of mind without overpaying.
✅ Meet legal minimums
✅ Understand your options
✅ Upgrade your protection for less
Get started today at JonathanPriest.com and request a free quote or consultation.